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You should also know these things about business loan?
Who can apply for business loan?
entrepreneur
self employed person
private limited companies
Partnership Firms
NGO, Co-operative Firm and Trust
private Limited company
public limited company
What are the benefits of business loan?
1. Cash flow increases in the market.
2. Financial assistance is provided to meet the needs of the business.
3. Money needs are fulfilled for both long and short term.
What can a business loan be used for?
For transfer or expansion of business
to increase cash flow
To meet your day to day needs/working capital
to buy land or space to do business
— Our advice your benefit —
Following are some of the eligibility and conditions for taking a business loan:
First of all, you have to fulfill the terms or conditions before taking a business loan. Only then you will be eligible for the loan, what are the eligibility and conditions which are given below-
Citizenship of the applicant should be Indian.
The age of the applicant should be between 21 years to 60 years.
The business should be at least 2 years old.
The annual turnover of the business should be at least Rs 10 lakh.
The credit score of the applicant should be 700 or more.
There should be no previous loan default record on the applicant.
